WARHURYEAHWhen the game was in beta it had a lot of promise apart from the F2P aspect with the loadouts they got going, it's such a shame that this seems to be moving to more of a cash grab than anything else. There are so many anti competitive decisions it's just doesn't make sense on how they think these things would work.
I don't really know what you're talking about, have you been following the most recent changes to credits? Every possible loadout is available at a bronze tier, you can trade up to bronze cards super easy, or buy ones directly for 17.5k. In the time it takes to start to have a good understanding of the game you will probably have your favorite loadout for 2-3 mercs.