By norm if you are lagging in-game while streaming it means that your bitrate is too high but since your internet is more than qualified to stream it's either a problem related with hardware or your OBS settings. From your post I can see a few things that you might wanna look into:
Currently my bitrate/buffer is @ 3,000.
Unless you are a Twitch partner (quality options) this shouldn't be higher than 2k since most people will experience video stuttering.
Quality is at 10.
Enable CBR (tick the box above the quality drop-down menu) and CBR padding to meet Twitch's minimum broadcasting requirements.
Other than that I can't see any other "wrong settings" that would cause your problems.