playng medic on a team with charlie and matty and then freeing myself
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Worst moments of 2018
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Off Topic
Seinfeld- laptop was stolen
- dropped out of college
- going to have to move out of my apartment and probably in with my dad who lives with 4 other people
- computer (laptop) that i still have is showing huge signs of age, and is the only thing that keeps me sane
- completely flat broke
- no insurance to afford therapy or (insert e word)
- developed minor alcohol dependency
you should check, assuming your college provides student insurance, if they provide an extension of coverage for the first unregistered semester. I think a lot of four year colleges provide student insurance, so it's definitely worth giving them a call and asking if there's any way to remain on their plan for the next semester.
Also, assuming that you're american, do you have no insurance, bad insurance due to high deductible, or bad insurance due to lack of coverage? If your parents have a plan you should be on their coverage until 26, and most families are not tanking the annual fine. Bad insurance due to high deductible is very inconvenient, but as far as I'm aware you can directly charge your insurance (again, assuming your parents aren't tanking the annual fee) and leave your parents to deal with it. That might mess up your future living situation though, so be careful.
Finally, if your insurance is refusing to cover you based on the grounds of "lack of medical necessity" this is where fun stuff happens and there's stuff you can actually get done. First off, talk to your doctor about this, they want your business and every doctor I've ever had has offered to do half the work of dealing with my insurance company. The rest of this will be specific to what I'm assuming (insert e word) means: spironolactone (or some other antiandrogen) + estradiol. I'm assuming that you have previously either gone to a doctor that provides endocrinology services, or an IC (informed consent) clinic. If you haven't done either try to make it to an IC clinic, they generally provide a sliding scale payment model (unemployed/poor people can get it for cheap or free). You want a prescription (obviously) but also the diagnostic codes, usually "Gender identity disorder, unspecified (F64.9)"/F64.0 which is to my knowledge equivalent, or "Endocrine disorder, unspecified (E34.9)"
I don't know how having E34.9 vs F64.x effects getting a prescription, but if they deny your treatment due to lack of medical necessity you will need your healthcare provider to send your insurance company a letter of medical necessity. You don't write this. After that happens you'll either be good, or they'll deny you again, if the latter happens you'll need to send in an appeal letter. If they deny you based on medical necessity again that would be very weird (usually WHO documentation deals with that quickly) but they might deny you for some unreasonable out of network complaint. You just need to describe how your medical situation is debilitating, and how the request they are making of you (different doctor that is presumably not possible for you to access, or lack of medical treatment) is impossible. Obviously you want it to be relatively dry, but don't be afraid to play up stuff like fear of discrimination, violence targeted towards you, comorbidity of other diagnoses if you have any of those (depression, anxiety, stuff like that).
For therapy I have much less knowledge, I believe you want the F64.9 diagnosis if you're arguing medical necessity of therapy. I would research my policy, and call my insurance company and ask for direct clarification. If they cover any form of therapy for medical necessity (PTSD, trauma, stuff like that) you should be able to get it with an F64.9 diagnosis. but I am a stranger on the internet talk to trained medical professionals and take their advice on how to deal with your insurance over mine.
EDIT: also, for anyone who has to pay for their own prescriptions, this website is great: https://www.goodrx.com/
[quote=Seinfeld]- laptop was stolen
- dropped out of college
- going to have to move out of my apartment and probably in with my dad who lives with 4 other people
- computer (laptop) that i still have is showing huge signs of age, and is the only thing that keeps me sane
- completely flat broke
- no insurance to afford therapy or (insert e word)
- developed minor alcohol dependency[/quote]
you should check, assuming your college provides student insurance, if they provide an extension of coverage for the first unregistered semester. I think a lot of four year colleges provide student insurance, so it's definitely worth giving them a call and asking if there's any way to remain on their plan for the next semester.
Also, assuming that you're american, do you have no insurance, bad insurance due to high deductible, or bad insurance due to lack of coverage? If your parents have a plan you should be on their coverage until 26, and most families are not tanking the annual fine. Bad insurance due to high deductible is very inconvenient, but as far as I'm aware you [i]can[/i] directly charge your insurance (again, assuming your parents aren't tanking the annual fee) and leave your parents to deal with it. That might mess up your future living situation though, so be careful.
Finally, if your insurance is refusing to cover you based on the grounds of "lack of medical necessity" this is where fun stuff happens and there's stuff you can actually get done. First off, [b]talk to your doctor about this,[/b] they want your business and every doctor I've ever had has offered to do half the work of dealing with my insurance company. The rest of this will be specific to what I'm assuming (insert e word) means: spironolactone (or some other antiandrogen) + estradiol. I'm assuming that you have previously either gone to a doctor that provides endocrinology services, or an IC (informed consent) clinic. If you haven't done either try to make it to an IC clinic, they generally provide a sliding scale payment model (unemployed/poor people can get it for cheap or free). You want a prescription (obviously) but also the diagnostic codes, usually "Gender identity disorder, unspecified (F64.9)"/F64.0 which is [i]to my knowledge[/i] equivalent, or "Endocrine disorder, unspecified (E34.9)"
I don't know how having E34.9 vs F64.x effects getting a prescription, but if they deny your treatment due to lack of medical necessity you will need your healthcare provider to send your insurance company a letter of medical necessity. You don't write this. After that happens you'll either be good, or they'll deny you again, if the latter happens you'll need to send in an appeal letter. If they deny you based on medical necessity again that would be very weird (usually WHO documentation deals with that quickly) but they might deny you for some unreasonable out of network complaint. You just need to describe how your medical situation is debilitating, and how the request they are making of you (different doctor that is presumably not possible for you to access, or lack of medical treatment) is impossible. Obviously you want it to be relatively dry, but don't be afraid to play up stuff like fear of discrimination, violence targeted towards you, comorbidity of other diagnoses if you have any of those (depression, anxiety, stuff like that).
For therapy I have much less knowledge, I believe you want the F64.9 diagnosis if you're arguing medical necessity of therapy. I would research my policy, and call my insurance company and ask for direct clarification. If they cover any form of therapy for medical necessity (PTSD, trauma, stuff like that) you should be able to get it with an F64.9 diagnosis. [b]but I am a stranger on the internet talk to trained medical professionals and take their advice on how to deal with your insurance over mine.[/b]
EDIT: also, for anyone who has to pay for their own prescriptions, this website is great: https://www.goodrx.com/
- dropped out of college
- going to have to move out of my apartment and probably in with my dad who lives with 4 other people
- computer (laptop) that i still have is showing huge signs of age, and is the only thing that keeps me sane
- completely flat broke
- no insurance to afford therapy or (insert e word)
- developed minor alcohol dependency[/quote]
you should check, assuming your college provides student insurance, if they provide an extension of coverage for the first unregistered semester. I think a lot of four year colleges provide student insurance, so it's definitely worth giving them a call and asking if there's any way to remain on their plan for the next semester.
Also, assuming that you're american, do you have no insurance, bad insurance due to high deductible, or bad insurance due to lack of coverage? If your parents have a plan you should be on their coverage until 26, and most families are not tanking the annual fine. Bad insurance due to high deductible is very inconvenient, but as far as I'm aware you [i]can[/i] directly charge your insurance (again, assuming your parents aren't tanking the annual fee) and leave your parents to deal with it. That might mess up your future living situation though, so be careful.
Finally, if your insurance is refusing to cover you based on the grounds of "lack of medical necessity" this is where fun stuff happens and there's stuff you can actually get done. First off, [b]talk to your doctor about this,[/b] they want your business and every doctor I've ever had has offered to do half the work of dealing with my insurance company. The rest of this will be specific to what I'm assuming (insert e word) means: spironolactone (or some other antiandrogen) + estradiol. I'm assuming that you have previously either gone to a doctor that provides endocrinology services, or an IC (informed consent) clinic. If you haven't done either try to make it to an IC clinic, they generally provide a sliding scale payment model (unemployed/poor people can get it for cheap or free). You want a prescription (obviously) but also the diagnostic codes, usually "Gender identity disorder, unspecified (F64.9)"/F64.0 which is [i]to my knowledge[/i] equivalent, or "Endocrine disorder, unspecified (E34.9)"
I don't know how having E34.9 vs F64.x effects getting a prescription, but if they deny your treatment due to lack of medical necessity you will need your healthcare provider to send your insurance company a letter of medical necessity. You don't write this. After that happens you'll either be good, or they'll deny you again, if the latter happens you'll need to send in an appeal letter. If they deny you based on medical necessity again that would be very weird (usually WHO documentation deals with that quickly) but they might deny you for some unreasonable out of network complaint. You just need to describe how your medical situation is debilitating, and how the request they are making of you (different doctor that is presumably not possible for you to access, or lack of medical treatment) is impossible. Obviously you want it to be relatively dry, but don't be afraid to play up stuff like fear of discrimination, violence targeted towards you, comorbidity of other diagnoses if you have any of those (depression, anxiety, stuff like that).
For therapy I have much less knowledge, I believe you want the F64.9 diagnosis if you're arguing medical necessity of therapy. I would research my policy, and call my insurance company and ask for direct clarification. If they cover any form of therapy for medical necessity (PTSD, trauma, stuff like that) you should be able to get it with an F64.9 diagnosis. [b]but I am a stranger on the internet talk to trained medical professionals and take their advice on how to deal with your insurance over mine.[/b]
EDIT: also, for anyone who has to pay for their own prescriptions, this website is great: https://www.goodrx.com/
i thought this thread was about tftv's worst 2018 thread and i was gonna say the guy who posted literal shit on the forums
i thought this thread was about tftv's worst 2018 thread and i was gonna say the guy who posted literal shit on the forums
SpamfestSeinfeld- laptop was stolenyou should check, assuming your college provides student insurance, if they provide an extension of coverage for the first unregistered semester. I think a lot of four year colleges provide student insurance, so it's definitely worth giving them a call and asking if there's any way to remain on their plan for the next semester.
- dropped out of college
- going to have to move out of my apartment and probably in with my dad who lives with 4 other people
- computer (laptop) that i still have is showing huge signs of age, and is the only thing that keeps me sane
- completely flat broke
- no insurance to afford therapy or (insert e word)
- developed minor alcohol dependency
Also, assuming that you're american, do you have no insurance, bad insurance due to high deductible, or bad insurance due to lack of coverage? If your parents have a plan you should be on their coverage until 26, and most families are not tanking the annual fine. Bad insurance due to high deductible is very inconvenient, but as far as I'm aware you can directly charge your insurance (again, assuming your parents aren't tanking the annual fee) and leave your parents to deal with it. That might mess up your future living situation though, so be careful.
Finally, if your insurance is refusing to cover you based on the grounds of "lack of medical necessity" this is where fun stuff happens and there's stuff you can actually get done. First off, talk to your doctor about this, they want your business and every doctor I've ever had has offered to do half the work of dealing with my insurance company. The rest of this will be specific to what I'm assuming (insert e word) means: spironolactone (or some other antiandrogen) + estradiol. I'm assuming that you have previously either gone to a doctor that provides endocrinology services, or an IC (informed consent) clinic. If you haven't done either try to make it to an IC clinic, they generally provide a sliding scale payment model (unemployed/poor people can get it for cheap or free). You want a prescription (obviously) but also the diagnostic codes, usually "Gender identity disorder, unspecified (F64.9)"/F64.0 which is to my knowledge equivalent, or "Endocrine disorder, unspecified (E34.9)"
I don't know how having E34.9 vs F64.x effects getting a prescription, but if they deny your treatment due to lack of medical necessity you will need your healthcare provider to send your insurance company a letter of medical necessity. You don't write this. After that happens you'll either be good, or they'll deny you again, if the latter happens you'll need to send in an appeal letter. If they deny you based on medical necessity again that would be very weird (usually WHO documentation deals with that quickly) but they might deny you for some unreasonable out of network complaint. You just need to describe how your medical situation is debilitating, and how the request they are making of you (different doctor that is presumably not possible for you to access, or lack of medical treatment) is impossible. Obviously you want it to be relatively dry, but don't be afraid to play up stuff like fear of discrimination, violence targeted towards you, comorbidity of other diagnoses if you have any of those (depression, anxiety, stuff like that).
For therapy I have much less knowledge, I believe you want the F64.9 diagnosis if you're arguing medical necessity of therapy. I would research my policy, and call my insurance company and ask for direct clarification. If they cover any form of therapy for medical necessity (PTSD, trauma, stuff like that) you should be able to get it with an F64.9 diagnosis. but I am a stranger on the internet talk to trained medical professionals and take their advice on how to deal with your insurance over mine.
EDIT: also, for anyone who has to pay for their own prescriptions, this website is great: https://www.goodrx.com/
i already dropped out, but before dropping out i checked if there was any campus provided/affiliated health care but there was not any, and i do not have any healthcare plan at all, and neither does my father so i can't use his. he helped me apply for government health care online but i have not heard anything from them yet and its been almost a month so i might just have to try and apply again
[quote=Spamfest][quote=Seinfeld]- laptop was stolen
- dropped out of college
- going to have to move out of my apartment and probably in with my dad who lives with 4 other people
- computer (laptop) that i still have is showing huge signs of age, and is the only thing that keeps me sane
- completely flat broke
- no insurance to afford therapy or (insert e word)
- developed minor alcohol dependency[/quote]
you should check, assuming your college provides student insurance, if they provide an extension of coverage for the first unregistered semester. I think a lot of four year colleges provide student insurance, so it's definitely worth giving them a call and asking if there's any way to remain on their plan for the next semester.
Also, assuming that you're american, do you have no insurance, bad insurance due to high deductible, or bad insurance due to lack of coverage? If your parents have a plan you should be on their coverage until 26, and most families are not tanking the annual fine. Bad insurance due to high deductible is very inconvenient, but as far as I'm aware you [i]can[/i] directly charge your insurance (again, assuming your parents aren't tanking the annual fee) and leave your parents to deal with it. That might mess up your future living situation though, so be careful.
Finally, if your insurance is refusing to cover you based on the grounds of "lack of medical necessity" this is where fun stuff happens and there's stuff you can actually get done. First off, [b]talk to your doctor about this,[/b] they want your business and every doctor I've ever had has offered to do half the work of dealing with my insurance company. The rest of this will be specific to what I'm assuming (insert e word) means: spironolactone (or some other antiandrogen) + estradiol. I'm assuming that you have previously either gone to a doctor that provides endocrinology services, or an IC (informed consent) clinic. If you haven't done either try to make it to an IC clinic, they generally provide a sliding scale payment model (unemployed/poor people can get it for cheap or free). You want a prescription (obviously) but also the diagnostic codes, usually "Gender identity disorder, unspecified (F64.9)"/F64.0 which is [i]to my knowledge[/i] equivalent, or "Endocrine disorder, unspecified (E34.9)"
I don't know how having E34.9 vs F64.x effects getting a prescription, but if they deny your treatment due to lack of medical necessity you will need your healthcare provider to send your insurance company a letter of medical necessity. You don't write this. After that happens you'll either be good, or they'll deny you again, if the latter happens you'll need to send in an appeal letter. If they deny you based on medical necessity again that would be very weird (usually WHO documentation deals with that quickly) but they might deny you for some unreasonable out of network complaint. You just need to describe how your medical situation is debilitating, and how the request they are making of you (different doctor that is presumably not possible for you to access, or lack of medical treatment) is impossible. Obviously you want it to be relatively dry, but don't be afraid to play up stuff like fear of discrimination, violence targeted towards you, comorbidity of other diagnoses if you have any of those (depression, anxiety, stuff like that).
For therapy I have much less knowledge, I believe you want the F64.9 diagnosis if you're arguing medical necessity of therapy. I would research my policy, and call my insurance company and ask for direct clarification. If they cover any form of therapy for medical necessity (PTSD, trauma, stuff like that) you should be able to get it with an F64.9 diagnosis. [b]but I am a stranger on the internet talk to trained medical professionals and take their advice on how to deal with your insurance over mine.[/b]
EDIT: also, for anyone who has to pay for their own prescriptions, this website is great: https://www.goodrx.com/[/quote]
i already dropped out, but before dropping out i checked if there was any campus provided/affiliated health care but there was not any, and i do not have any healthcare plan at all, and neither does my father so i can't use his. he helped me apply for government health care online but i have not heard anything from them yet and its been almost a month so i might just have to try and apply again
- dropped out of college
- going to have to move out of my apartment and probably in with my dad who lives with 4 other people
- computer (laptop) that i still have is showing huge signs of age, and is the only thing that keeps me sane
- completely flat broke
- no insurance to afford therapy or (insert e word)
- developed minor alcohol dependency[/quote]
you should check, assuming your college provides student insurance, if they provide an extension of coverage for the first unregistered semester. I think a lot of four year colleges provide student insurance, so it's definitely worth giving them a call and asking if there's any way to remain on their plan for the next semester.
Also, assuming that you're american, do you have no insurance, bad insurance due to high deductible, or bad insurance due to lack of coverage? If your parents have a plan you should be on their coverage until 26, and most families are not tanking the annual fine. Bad insurance due to high deductible is very inconvenient, but as far as I'm aware you [i]can[/i] directly charge your insurance (again, assuming your parents aren't tanking the annual fee) and leave your parents to deal with it. That might mess up your future living situation though, so be careful.
Finally, if your insurance is refusing to cover you based on the grounds of "lack of medical necessity" this is where fun stuff happens and there's stuff you can actually get done. First off, [b]talk to your doctor about this,[/b] they want your business and every doctor I've ever had has offered to do half the work of dealing with my insurance company. The rest of this will be specific to what I'm assuming (insert e word) means: spironolactone (or some other antiandrogen) + estradiol. I'm assuming that you have previously either gone to a doctor that provides endocrinology services, or an IC (informed consent) clinic. If you haven't done either try to make it to an IC clinic, they generally provide a sliding scale payment model (unemployed/poor people can get it for cheap or free). You want a prescription (obviously) but also the diagnostic codes, usually "Gender identity disorder, unspecified (F64.9)"/F64.0 which is [i]to my knowledge[/i] equivalent, or "Endocrine disorder, unspecified (E34.9)"
I don't know how having E34.9 vs F64.x effects getting a prescription, but if they deny your treatment due to lack of medical necessity you will need your healthcare provider to send your insurance company a letter of medical necessity. You don't write this. After that happens you'll either be good, or they'll deny you again, if the latter happens you'll need to send in an appeal letter. If they deny you based on medical necessity again that would be very weird (usually WHO documentation deals with that quickly) but they might deny you for some unreasonable out of network complaint. You just need to describe how your medical situation is debilitating, and how the request they are making of you (different doctor that is presumably not possible for you to access, or lack of medical treatment) is impossible. Obviously you want it to be relatively dry, but don't be afraid to play up stuff like fear of discrimination, violence targeted towards you, comorbidity of other diagnoses if you have any of those (depression, anxiety, stuff like that).
For therapy I have much less knowledge, I believe you want the F64.9 diagnosis if you're arguing medical necessity of therapy. I would research my policy, and call my insurance company and ask for direct clarification. If they cover any form of therapy for medical necessity (PTSD, trauma, stuff like that) you should be able to get it with an F64.9 diagnosis. [b]but I am a stranger on the internet talk to trained medical professionals and take their advice on how to deal with your insurance over mine.[/b]
EDIT: also, for anyone who has to pay for their own prescriptions, this website is great: https://www.goodrx.com/[/quote]
i already dropped out, but before dropping out i checked if there was any campus provided/affiliated health care but there was not any, and i do not have any healthcare plan at all, and neither does my father so i can't use his. he helped me apply for government health care online but i have not heard anything from them yet and its been almost a month so i might just have to try and apply again
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[quote=crackbabydumpster]https://clips.twitch.tv/TalentedCorrectFrogFeelsBadMan[/quote]
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http://logs.tf/1959238
http://logs.tf/1959565
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http://logs.tf/1959588
When I was studying in Sevilla I met a local Spanish girl. we dated a bit and then I fucked it up royally. Was a bit bummed for a week or so.
Not that arsed now, so it wasn't such a bad year really. Hand and wrist pains are probably the worst part actually. Bit worried about them tbh
When I was studying in Sevilla I met a local Spanish girl. we dated a bit and then I fucked it up royally. Was a bit bummed for a week or so.
Not that arsed now, so it wasn't such a bad year really. Hand and wrist pains are probably the worst part actually. Bit worried about them tbh
Not that arsed now, so it wasn't such a bad year really. Hand and wrist pains are probably the worst part actually. Bit worried about them tbh
found out the girl i was in love with was just leading me on and had a boyfriend the whole time
found out the girl i was in love with was just leading me on and had a boyfriend the whole time
crashed the 240sx twice:
https://imgur.com/a/90wCrbv
dodgers traded puig
raiders traded mack
dodgers lost the world series again
dog ate my sisters makeup and i had to replace it
dog ate my exs makeup and i had to replace it
sister and ex have decided to become best friends this year
got arrested and kicked out of coachella
crashed the 240sx twice:
https://imgur.com/a/90wCrbv
dodgers traded puig
raiders traded mack
dodgers lost the world series again
dog ate my sisters makeup and i had to replace it
dog ate my exs makeup and i had to replace it
sister and ex have decided to become best friends this year
got arrested and kicked out of coachella
https://imgur.com/a/90wCrbv
dodgers traded puig
raiders traded mack
dodgers lost the world series again
dog ate my sisters makeup and i had to replace it
dog ate my exs makeup and i had to replace it
sister and ex have decided to become best friends this year
got arrested and kicked out of coachella
unforeseen expenses made it impossible for me to afford to go back to college in cali where all my friends are. i ended up having to move back into my parents house across the country and quickly sunk into a gnarly depression. i lost like 20 pounds in 2 weeks (personal trainers HATE him!) and i'm still kinda recovering from it. lost all my gains too :/
my boss locked me out of my scheduling app then ghosted me when i asked about it. never heard back from her. now jobless.
definitely the most difficult transition ive had to made in a while but im keeping my head up 8)
unforeseen expenses made it impossible for me to afford to go back to college in cali where all my friends are. i ended up having to move back into my parents house across the country and quickly sunk into a gnarly depression. i lost like 20 pounds in 2 weeks (personal trainers HATE him!) and i'm still kinda recovering from it. lost all my gains too :/
my boss locked me out of my scheduling app then ghosted me when i asked about it. never heard back from her. now jobless.
definitely the most difficult transition ive had to made in a while but im keeping my head up 8)
my boss locked me out of my scheduling app then ghosted me when i asked about it. never heard back from her. now jobless.
definitely the most difficult transition ive had to made in a while but im keeping my head up 8)
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